Accelerated Lending Group
(661) 489-5363
Hard Money Loans Bakersfield CA | Accelerated Lending Group
Bakersfield • Kern County • California
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Bakersfield • Kern County • CA

Hard Money Loans in Bakersfield, California

Accelerated Lending Group provides swift and flexible hard money financing options designed to support real estate purchase and refinance goals across Bakersfield, Kern County, and statewide.

CURRENT: Many borrowers in Bakersfield need funding fast, but traditional loan timelines and documentation requirements can slow the deal down.
COST: Delays can lead to missed opportunities, expired purchase timelines, or needing to restructure a transaction under pressure.
DESIRED: A clear, straightforward path to financing that can support a wide range of property types and strategies.
BRIDGE: Hard money financing can provide a faster, more flexible option—built to help move a purchase or refinance forward when time matters.
Competitive ratesFast closings (often under 20 days)Down payment options as low as 30% (residential)No credit score requiredNo reserves neededNo seasoningGift funds & seller contributions OKNo income programs (investment properties)
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Note: Programs and timelines vary by scenario. Information shown is for general education only and is not a commitment to lend.

Why Borrowers in Bakersfield Use Hard Money Loans

This program is built for borrowers and investors who want a faster, more flexible funding option for eligible purchase or refinance scenarios—especially when property type or strategy doesn’t fit a conventional box.

Flexibility for Many Property Types

Financing may be available for: Owner Occupied Single Family Residential 1-4 Units, Investment Single Family Residential 1-4 Units (DSCR), Multi-Unit 5+, Commercial/Industrial, Special Purpose/Mix Use, Agricultural Land, and Vacant Land.

Streamlined Guidelines for Eligible Scenarios

Options may include: no credit score required, no reserves needed, no seasoning, gift funds and seller contributions OK, and no income programs for investment properties—based on the specific transaction and property.

1

Start the Application

Complete the online bilingual application in minutes to get the process moving.

2

Match the Program to the Property

We align the loan approach to the property type and intended purpose (purchase or refinance).

3

Move Toward Closing

Fast closings are possible in many cases, depending on the transaction and property.

How the Process Works

A clean, simple process designed to help keep your Bakersfield transaction moving—without overcomplicating the next step.

Step 1

Apply Online

Submit the online application to begin your request for hard money financing.

Step 2

Review the Scenario

We review the property type and purpose (purchase/refinance) to determine fit.

Step 3

Confirm Next Steps

If it’s a match, we outline the path forward toward closing based on the transaction details.

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No guarantees. Approval and terms depend on the specific scenario, property, and program availability.

FAQ

FAQ (click a question to view the answer)

Do hard money loans require a credit score?
Based on the program details provided, no credit score is required for this hard money loan offering. Final approval still depends on the overall scenario and the subject property.
How fast can a hard money loan close?
The program highlights fast closings, with many completed in less than 20 days. Timelines can vary and are not guaranteed.
What property types can be financed with this program?
The program notes financing may be available for: Owner Occupied Single Family Residential 1-4 Units, Investment Single Family Residential 1-4 Units (DSCR), Multi-Unit 5+, Commercial/Industrial, Special Purpose/Mix Use, Agricultural Land, and Vacant Land.
Are gift funds and seller contributions allowed?
Yes. Gift funds and seller contributions are noted as OK for this program, subject to applicable terms and the overall scenario.
Do you require reserves or seasoning?
The program highlights no reserves needed and no seasoning. Requirements can vary by property and transaction details.
Is this a commitment or guarantee to lend?
No. The program advertised is not a commitment or guarantee from Accelerated Lending Group to lend. Please review the full disclaimer on this page.

Local Trust & Compliance

Accelerated Lending Group serves borrowers across California, including Bakersfield and Kern County, with hard money financing options tailored to eligible purchase and refinance scenarios.

NMLS 1563471 • DRE 02022124
All loans are subject to the marketability, quality & condition of the subject property for approval. The programs advertised are not a commitment or guarantee from Accelerated Lending Group to lend. Programs, rates, and other terms and conditions are subject to change without notice; some restrictions apply.