Fannie Mae self-service lookup
Use Fannie Mae’s official secure lookup page to check the mortgage ownership record.
Homeowner Assistance • Mortgage Ownership Lookup
Fannie Mae and Freddie Mac Mortgage Loan Lookup
Knowing whether Fannie Mae or Freddie Mac owns your mortgage may help you identify agency-specific homeowner assistance, disaster recovery, forbearance, modification, refinance, counseling, and educational resources. Your mortgage servicer remains your primary contact for payment assistance.
Direct answer: Use the official Fannie Mae and Freddie Mac lookup tools below and enter every field carefully. A spelling mistake, unit-number error, abbreviation, or incorrect street entry can cause an inaccurate result. A match does not guarantee eligibility for relief, refinancing, or any particular mortgage program.
How do I use the Fannie Mae Loan Lookup Tool?
The official Fannie Mae Loan Lookup Tool allows a homeowner or authorized person to check whether Fannie Mae owns the mortgage. Accurate data entry matters because small mistakes may produce a no-match or incorrect result.
Enter each field carefully
- Use the borrower information associated with the mortgage.
- Enter the property address and unit number in the correct fields.
- Avoid symbols, special characters, and unnecessary titles.
- Review all information before submitting.
- Provide the required consent and select “Get results.”
What help may be available for a Fannie Mae-owned loan?
A Fannie Mae ownership match may provide access to agency-specific education and assistance resources, but the mortgage servicer determines what options are available after reviewing the complete account and hardship.
Forbearance information
A forbearance plan may temporarily reduce or pause required mortgage payments for an eligible hardship. Payments are not automatically forgiven.
Loan modification information
A loan modification may change one or more mortgage terms to create a more manageable payment when applicable requirements are met.
Counseling and disaster help
Eligible homeowners may have access to personalized housing counseling or disaster-response resources.
Important: Contact the mortgage servicer listed on your monthly statement as soon as possible if you are having difficulty making a payment. Do not stop making payments or assume a relief option is approved until the servicer confirms the arrangement.
How do I use the Freddie Mac Loan Lookup Tool?
Freddie Mac’s secure self-service tool checks whether Freddie Mac owns the mortgage. Address formatting is especially important because abbreviations, typos, or placing a street type in the wrong field can lead to inaccurate results.
Freddie Mac self-service lookup
Use Freddie Mac’s official My Home lookup page and follow the form instructions exactly.
Freddie Mac entry tips
- Enter the house number separately from the street name.
- Use the separate street-suffix field when provided.
- Enter unit information only in the designated unit field.
- Check spelling, ZIP code, and requested identifying information.
- Confirm that you are the owner or have the owner’s consent.
Not Sure Which Bakersfield Financing Option Fits?
The appropriate financing path depends on the property, occupancy, timeline, income documentation, credit profile, available equity, loan purpose, and long-term plan. The table below is educational and does not replace a complete loan review.
| Loan Option | Often Considered For | Explore |
|---|---|---|
| Hard Money / Private Money | Residential investment, agricultural, energy, logistics, bridge, challenged-credit, land, commercial, cash-out, or time-sensitive scenarios. | Hard Money Loans |
| DSCR Investor Loan | Eligible stabilized rental properties evaluated primarily through property cash flow and investor requirements. | DSCR Investor Loans |
| Bank Statement Loan | Eligible self-employed borrowers using qualifying personal or business bank deposits instead of traditional tax-return income calculations. | Bank Statement Loans |
| HELOC | Eligible homeowners seeking revolving access to available home equity for qualified purposes. | HELOC Options |
| Conventional or Jumbo | Long-term purchase or refinance financing when borrower, property, occupancy, documentation, and loan amount meet applicable guidelines. | Conventional · Jumbo |
| FHA, VA, or USDA | Eligible owner-occupied homebuyers comparing government-backed purchase or refinance options. | FHA · VA · USDA |
Mortgage Loan Lookup Frequently Asked Questions
These answers are general education and do not determine mortgage ownership, relief eligibility, or loan approval.
Why should I check who owns my mortgage?
Knowing whether Fannie Mae or Freddie Mac owns the mortgage may help identify agency-specific homeowner assistance, counseling, disaster, refinancing, and educational resources. Your mortgage servicer remains the primary contact for account-specific assistance.
Can a typo affect my lookup results?
Yes. Small errors in names, addresses, unit numbers, street suffixes, ZIP codes, or other fields may cause an inaccurate or no-match result.
Does a match guarantee mortgage relief?
No. A match identifies possible mortgage ownership but does not guarantee forbearance, modification, refinance approval, payment reduction, or any particular outcome.
Who should I contact if I cannot make my mortgage payment?
Contact the mortgage servicer shown on the monthly mortgage statement as soon as possible. Be prepared to discuss the hardship, income, expenses, property, occupancy, and other requested information.
Important Information and Disclosures
Accelerated Lending Group is not Fannie Mae, Freddie Mac, the Federal Housing Administration, the Department of Veterans Affairs, USDA Rural Development, a mortgage servicer, or a HUD-approved housing counseling agency. External links are provided for educational convenience and direct users to third-party websites controlled by their respective owners. Loan ownership results do not constitute approval for forbearance, modification, refinance, foreclosure prevention, disaster assistance, or any other relief. Homeowners experiencing payment difficulty should contact the mortgage servicer listed on the monthly mortgage statement.
All financing is subject to borrower qualification, underwriting approval, acceptable documentation, program availability, and the marketability, value, eligibility, and condition of the subject property. Programs, rates, annual percentage rates, fees, payments, credit standards, documentation, property requirements, and other terms are subject to change without notice. Some restrictions apply. Equal housing opportunity.
Accelerated Lending Group: NMLS 1563471 • California DRE 02022124
All financing is subject to borrower qualification, underwriting approval, acceptable documentation, program availability, and the marketability, value, eligibility, and condition of the subject property. Programs, rates, annual percentage rates, fees, payments, credit standards, documentation, property requirements, and other terms are subject to change without notice. Some restrictions apply. Equal housing opportunity.
Accelerated Lending Group: NMLS 1563471 • California DRE 02022124