Accelerated Lending Group
(661) 489-5363

Home Loans in Bakersfield, CA

Local guidance to help you compare FHA, VA, Conventional, USDA, ITIN, Bank Statement, HELOC and Private Money (Hard Money) options—clear steps, fast answers, no surprises.  

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Home Loans Near Bakersfield, CA | FHA, VA, Jumbo & More | Accelerated Lending Group
Bakersfield • Kern County • California

Home Loans in Bakersfield, CA

If you’re searching for home loans near Bakersfield, CA, Accelerated Lending Group helps local homeowners, buyers, and investors compare options based on real timelines and documentation. From FHA, VA, Conventional, Jumbo, USDA, and ITIN programs to Bank Statement loans and HELOCs, we’ll help you choose a clear next step—so you can move forward with confidence.

First-Time Home Buyer LoansVA LoansConventional LoansFHA LoansJumbo LoansUSDA LoansBank Statement LoansITIN LoansInvestor Loans5-Day HELOC
NMLS 1563471  |  DRE 02022124
Unlock your dream of home ownership. Local guidance, clear options, and a simple next step.
Get Started in Minutes
Start with a quick pre-qual. We’ll confirm the best program options for your goals in Bakersfield & Kern County.
Submitting an application or requesting information does not create a commitment to lend.

Who These Home Loan Options Are For

Different goals need different programs. Here are common borrower situations we help in Bakersfield, Kern County, and across California.

First-Time Buyers
You want clear guidance on programs and next steps—without feeling rushed.
Veterans & Active Duty
You’re exploring VA loan options and want a simple, organized process.
Self-Employed / Non-Traditional Income
You want to review programs like Bank Statement loans or alternative documentation options and understand what may fit.
Investors
You’re comparing Investor loan options and want to align the program to the property and strategy.
ITIN Borrowers
You want to explore ITIN loan options and understand what steps may be required.
Homeowners Seeking Flexibility
You’re looking at a HELOC to access funds and want to understand the process and timing.
Additional programs available:
Reverse Mortgage Loans, Private/Hard Money Loans, Commercial/Industrial Loans, Special Purpose/Mix Use Loans, Agricultural Loans, and Vacant Land Loans.

Home Loans Near Bakersfield, CA

We help Bakersfield and Kern County borrowers explore home loan options that match their goals—purchase, refinance, or HELOC—with a straightforward process and clear expectations.

The Gap: Current → Cost → Desired

The right loan isn’t just about a program name—it’s about matching the loan to your timeline, property type, and documentation so you can move forward with confidence.

Current
  • You’re unsure which program fits your goals.
  • You’re comparing options like FHA, VA, Conventional, Jumbo, USDA, or Bank Statement.
  • You want clear steps for Bakersfield and Kern County, CA.
Cost of Delay / Wrong Fit
  • Missed timelines when the documentation doesn’t match the program.
  • Extra back-and-forth that can slow decisions.
  • Uncertainty that makes it harder to plan the next step.
Desired
  • A program match you understand.
  • A simple path: quote → application → next steps.
  • A local team that serves Bakersfield, Kern County, and all of California.
How ALG helps bridge the gap
We help you compare loan options from our available programs (including FHA, VA, Conventional, Jumbo, USDA, Bank Statement, ITIN, Investor Loans, and HELOCs) and choose a clear next step—so you’re not guessing.

Simple Process: What to Expect

A clean process helps you make confident decisions—especially when comparing multiple loan programs.

1
Tell us your goal
Purchase, upgrade, downsize, invest, or explore a HELOC.
2
Review program options
Compare eligible programs like FHA, VA, Conventional, Jumbo, USDA, Bank Statement, ITIN, and more.
3
Apply online
Use the secure application to start the process and organize next steps.
4
Move forward with clarity
We’ll confirm the path forward based on the program and the information provided.
Ready to start?
Request a quote, apply online, or call now.

FAQ

Answers below are general. Your available options depend on the program and the information you provide.
Which loan program should I start with?
Start with your goal (purchase, upgrade, downsize, invest, or HELOC). From there, we can help you compare options like FHA, VA, Conventional, Jumbo, USDA, Bank Statement, ITIN, Investor Loans, and more.
Do you only serve Bakersfield?
No. We focus locally in Bakersfield and Kern County, and we also serve all areas of California.
Can I apply online?
Yes. You can start your application online using our secure portal. Apply here.
What if I’m not sure which program I qualify for?
That’s common—especially when comparing multiple loan types. Request a quote or call, and we’ll help identify the most sensible next step based on your goal and the information provided.
Do you offer specialty loan programs?
Yes. In addition to residential options, we also offer Reverse Mortgage Loans, Private/Hard Money Loans, Commercial/Industrial Loans, Special Purpose/Mix Use Loans, Agricultural Loans, and Vacant Land Loans.
Disclosure / Disclaimer
This page is for informational purposes only and is not a commitment to lend. Loan programs, guidelines, and availability are subject to change. All loans are subject to credit approval, verification, and program requirements. Not all applicants will qualify. Contact Accelerated Lending Group to discuss your goals and available options.
Accelerated Lending Group  |  NMLS 1563471  |  DRE 02022124  |  www.mylenderalg.com
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Bakersfield & Kern County, CA — Serving all areas of California

What our clients say about us!

Andrew is a dedicated mortgage professional and an all-around great person. I would recommend him to anyone that is looking to buy or refinance.

- Kara L.


Steve Fenton and Alexandra are great to work with. The easiest property purchase I've had thus far. I will definitely work with them for future purchases.

- Brandon M.

Michael is an absolute joy to work with, he communicated to me every step of the way during our refinance. He let me know daily what the rates were until we hit the target rate and locked it in immediately. We closed 2 weeks earlier than what was projected, which is a testament to his hard work and effort! I will definitely use Michael in the future and would highly advise anyone to do the same. Thanks again Mike !!!!

- Bob N.
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