Are you searching for first‑time home buyer programs in Bakersfield, CA? At Accelerated Lending Group, we specialize in guiding first-time buyers in Bakersfield and Kern County through every step—whether you're dealing with credit challenges, limited savings, or just a tight timeline. Our tailored programs and local expertise make homeownership accessible and stress-free.
We partner with state and county housing authorities, including Bakersfield City Affordable Housing and CalHFA, to ensure you pick the best program local to your needs.
Flexible terms with low down payment requirements—ideal for buyers with limited savings.
Grant programs such as MyHome and Platinum, offering down payment and/or closing cost assistance to eligible California homebuyers.
Zero or low down payment financing for eligible rural and veteran applicants.
Programs tailored for self-employed or non-traditional income borrowers who need alternatives to standard income documentation.
Options to include minor renovations in financing or leverage grants to improve credit while securing your first property.
Accelerated Lending Group provides dedicated service across:
If you're searching for “first‑time home buyer programs near me in Bakersfield CA", our team is ready to help you explore every available assistance and financing pathway.
You may qualify for CalHFA programs like MyHome and Platinum DPA, along with FHA, USDA, or VA mortgage programs offering low down payments and credit flexibility.
Generally, anyone who hasn’t owned a home in the last three years—even repeat buyers may qualify. Some state programs allow repeat buyers under certain conditions.
Yes. We assist self-employed borrowers, ITIN holders, and those rebuilding credit using CalHFA and bank statement-based loan programs.
We serve buyers across Bakersfield, Kern County, and much of Central California—offering tailored programs to your local housing conditions.
With pre-approval and assistance programs in place, you can close within 30–45 days depending on property and financing details.
*Disclaimer: All loans are subject to the marketability, quality & condition of the subject property for approval.
The programs advertised are not a commitment or guarantee from Accelerated Lending Group to lend.
Programs, rates, and other terms and conditions are subject to change without notice, some restrictions apply*
