Are you searching for hard money loans near me in Bakersfield, CA or anywhere in Kern County? At Accelerated Lending Group, we specialize in fast, asset-based lending for real estate investors, developers, and property owners throughout Central California. Whether you’re buying, refinancing, flipping, or funding your next project, we provide reliable private money loans with minimal documentation, no credit score, and closings in 10 to 15 business days.

✅ Why Accelerated Lending Group Is the Top Choice for Hard Money Loans in CA

• ⚡ Same-Day Pre-Approvals
• 🚀 Funding in as Fast as 10 Days
• 📍 Bakersfield-Based & California-Focused
• 🏆 Trusted by Local Investors Throughout Kern County
• 🔐 No Credit Score or Income Docs Required*

We know California real estate—and more importantly, we know how to get your deal funded fast. When banks say no, Accelerated Lending Group says yes.

💼 Flexible Private Money Loans – Built for Real Deals

We offer asset-based lending in California based solely on the value of your property—not your income or credit score.

✅ Loan Features:

• 🔑 Down Payments as Low as 30%
• 🚫 No Credit Score Required*
• 💼 No Income Documentation*
• 💰 Gift Funds & Seller Credits Allowed
• 🔁 No Reserves or Seasoning Needed*
• 🧱 Perfect for Fix & Flip, DSCR, Bridge, and Rental Property Loans

From Bakersfield to Paso Robles and everywhere in between, we help investors access the capital they need—fast.

📍 Proudly Serving Bakersfield, Kern County & Central California

Accelerated Lending Group funds hard money loans in:

• Bakersfield
• Tehachapi
• Delano
• Wasco
• Oildale
• Rosedale
• Shafter
• Paso Robles
• All of Kern County and Central CA

If you're Googling “hard money lenders near me,” you’ve found your local experts. We’re here, ready to help.

💬 Hard Money Loan FAQs

❓ What is a hard money loan?

A hard money loan is a short-term, asset-backed mortgage used by real estate investors or buyers who need fast funding or don’t meet conventional bank requirements. It’s ideal for fix-and-flip, bridge loans, cash-out refis, and investment properties.

❓ How quickly can I close in California?

We provide pre-approval within 24 hours and fund most loans in 10–15 business days, depending on title and appraisal readiness.

❓ What types of properties do you lend on?

We finance:

• 🏘️ Residential: Owner-Occupied & Investment (1–4 Units)
• 🏢 Multi-Family & Apartment Buildings
• 🏭 Commercial & Industrial Properties
• 🏪 Mixed-Use / Special Purpose Buildings
• 🌾 Agricultural & Ranch Properties
• 🏞️ Vacant Land & Lots

❓ Which areas do you serve in CA?

We’re headquartered in Bakersfield, CA and provide loans throughout Kern County, Central Valley, and much of California.

❓ What are your rates and loan terms?

Rates typically range from 9.5%–12%, with LTVs up to 70%, depending on LTV, property type and borrower experience.

📲 Ready to Get Funded Fast?

Start Your Hard Money Loan in California Today

At Accelerated Lending Group, we fund fast, fund local, and fund smart. Let’s get your next deal done—on your timeline.  

Apply Now Click Here

*Disclaimer: All loans are subject to the marketability, quality & condition of the subject property for approval.

The programs advertised are not a commitment or guarantee from Accelerated Lending Group to lend.
Programs, rates, and other terms and conditions are subject to change without notice, some restrictions apply*