Unlock Your Dream to Home Ownership

At Accelerated Lending Group, we are your key to unlocking Home Ownership!

Get To Know Us

We have loan officers in your community that thrive on helping you find the right mortgage to fit your needs.

Loan Programs

Explore various loan program options for fixed and adjustable rate mortgages.

Calculators

Our mortgage calculators help you hone in on your future mortgage based on options, interest rates, and more.

Apply Now

Get started with our secure application. It's a few quick questions that take about 12 minutes to complete.

Home Loans Bakersfield CA | Accelerated Lending Group

Bakersfield • Kern County • California

Home Loan Options in Bakersfield, Kern County, CA

If you’re trying to buy, upgrade, downsize, or invest, the hardest part is often choosing a program that fits your real situation—without surprises later. Accelerated Lending Group helps you compare mortgage options with clear next steps, serving Bakersfield, Kern County, and all areas of California.

First-Time Home Buyer LoansVA LoansConventional LoansFHA LoansJumbo LoansUSDA LoansBank Statement LoansITIN LoansInvestor Loans5-Day HELOC

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NMLS 1563471 | DRE 02022124

Get Started (No Obligation)

Choose the next step that fits your timeline. We’ll help you understand options available for Bakersfield, Kern County, and throughout California.

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Explore More Loan Programs

First-Time Buyer VA Conventional FHA Jumbo USDA Bank Statement ITIN HELOC

Submitting an application or requesting information does not create a commitment to lend.

Who These Home Loan Options Are For

Different goals need different programs. Here are common borrower situations we help in Bakersfield, Kern County, and across California.

First-Time Buyers

You want clear guidance on programs and next steps—without feeling rushed.

Veterans & Active Duty

You’re exploring VA loan options and want a simple, organized process.

Self-Employed / Non-Traditional Income

You want to review programs like Bank Statement or No Doc options and understand what may fit.

Investors

You’re comparing Investor loan options and want to align the program to the property and strategy.

ITIN Borrowers

You want to explore ITIN loan options and understand what steps may be required.

Homeowners Seeking Flexibility

You’re looking at a HELOC to access funds and want to understand the process and timing.

Additional programs available:

Reverse Mortgage Loans, Private/Hard Money Loans, Commercial/Industrial Loans, Special Purpose/Mix Use Loans, Agricultural Loans, and Vacant Land Loans.

The Gap: Current → Cost → Desired

The right loan isn’t just about a program name—it’s about matching the loan to your timeline, property type, and documentation so you can move forward with confidence.

Current

You’re unsure which program fits your goals.
You’re comparing options like FHA, VA, Conventional, Jumbo, USDA, or Bank Statement.
You want clear steps for Bakersfield and Kern County, CA.

Cost of Delay / Wrong Fit

Missed timelines when the documentation doesn’t match the program.
Extra back-and-forth that can slow decisions.
Uncertainty that makes it harder to plan the next step.

Desired

A program match you understand.
A simple path: quote → application → next steps.
A local team that serves Bakersfield, Kern County, and all of California.

How ALG helps bridge the gap

We help you compare loan options from our available programs (including FHA, VA, Conventional, Jumbo, USDA, Bank Statement, ITIN, Investor Loans, and HELOCs) and choose a clear next step—so you’re not guessing.

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Simple Process: What to Expect

A clean process helps you make confident decisions—especially when comparing multiple loan programs.

1

Tell us your goal

Purchase, upgrade, downsize, invest, or explore a HELOC.

2

Review program options

Compare eligible programs like FHA, VA, Conventional, Jumbo, USDA, Bank Statement, ITIN, and more.

3

Apply online

Use the secure application to start the process and organize next steps.

4

Move forward with clarity

We’ll confirm the path forward based on the program and the information provided.

Ready to start?

Request a quote, apply online, or call now.

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FAQ

Answers below are general. Your available options depend on the program and the information you provide.

Which loan program should I start with?

Start with your goal (purchase, upgrade, downsize, invest, or HELOC). From there, we can help you compare options like FHA, VA, Conventional, Jumbo, USDA, Bank Statement, ITIN, Investor Loans, and more.

Do you only serve Bakersfield?

No. We focus locally in Bakersfield and Kern County, and we also serve all areas of California.

Can I apply online?

Yes. You can start your application online using our secure portal. Apply here.

What if I’m not sure which program I qualify for?

That’s common—especially when comparing multiple loan types. Request a quote or call, and we’ll help identify the most sensible next step based on your goal and the information provided.

Do you offer specialty loan programs?

Yes. In addition to residential options, we also offer Reverse Mortgage Loans, Private/Hard Money Loans, Commercial/Industrial Loans, Special Purpose/Mix Use Loans, Agricultural Loans, and Vacant Land Loans.

Disclosure / Disclaimer

This page is for informational purposes only and is not a commitment to lend. Loan programs, guidelines, and availability are subject to change. All loans are subject to credit approval, verification, and program requirements. Not all applicants will qualify. Contact Accelerated Lending Group to discuss your goals and available options.

Accelerated Lending Group | NMLS 1563471 | DRE 02022124 | www.mylenderalg.com

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Bakersfield & Kern County, CA — Serving all areas of California

What our clients say about us!

Andrew is a dedicated mortgage professional and an all-around great person. I would recommend him to anyone that is looking to buy or refinance.

- Kara L.

Steve Fenton and Alexandra are great to work with. The easiest property purchase I've had thus far. I will definitely work with them for future purchases.

- Brandon M.

Michael is an absolute joy to work with, he communicated to me every step of the way during our refinance. He let me know daily what the rates were until we hit the target rate and locked it in immediately. We closed 2 weeks earlier than what was projected, which is a testament to his hard work and effort! I will definitely use Michael in the future and would highly advise anyone to do the same. Thanks again Mike !!!!

- Bob N.