🏠 Need a loan for your client to purchase or refinance their owner-occupied property but struggling with less-than-perfect credit? No worries, we've got you covered! 💪 

💰 At Accelerated Lending Group, we make private hard money loans EASY for borrowers with less-than-perfect credit! 🙌 

👉 Our program helps mortgage originators stand out from the competition and
establish themselves as experts in private hard money loans for owner-occupied properties, leading to increased referrals and business growth. 💼

📈 Don't let changes in the market affect your loan volume, partner with us and maintain or even increase your business despite fluctuating interest rates or tighter lending guidelines! 

👉 Contact us today to learn more about our owner-occupied program and how we can help you achieve your financial goals. 💰 


  • No Minimum Fico Score Required*

  • No Tradeline Requirements*

  • No Reserve Requirements*

  • No Seasoning Of Down Payment Required*

  • No Seasoning Of Closing Costs Required*

  • No Seasoning On Rate & Term*

  • No Seasoning On Cash-Out*

  • No Restrictions On Gift Funds*

  • No Rate Locks To Worry About

  • No Prepayment Penalties

  • No Early Pay-Off Penalties

  • Late Payments Ok*

  • Foreclosure Ok*

  • Bankruptcy Ok*

  • Lend to LLC Or Corporation Ok*

  • First-Time Home Buyers Allowed*

  • ITIN OK*

Why Partner With Us

  • Local Decision Making Allows Us To Give An Initial Approval (Quick Answers)

  • We Can Usually Tell You Immediately If We Can Be Your Lender

  • Contact Us About Your Scenario

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Upon receipt, the file will be reviewed and any missing items will be requested.*

Incomplete files will not be submitted for approval.*

Once the file is approved, An updated conditions list will be emailed with any outstanding conditions.*

Our approval is subject to the information presented on the Initial submission.*

Should the final package be different than the Initial submission, your loan terms, rate & approval might differ.*

Disclaimer: All loans are subject to the marketability, quality & condition of the subject property for approval.*

The programs advertised are not a commitment or guarantee from Accelerated Lending Group to lend.*

Programs, rates, and other terms and conditions are subject to change without notice, some restrictions apply*

#AcceleratedLendingGroup #PrivateHardMoneyLoans #OwnerOccupied #CaliforniaRealEstate #Refinance #MortgageOriginators #LoanPrograms #FinancialSolutions 


  • Up to 65 - 75% LTV*  - case by case basis*

  • Seller Contributions Ok*  

  • Minimum loan amount 100K* 

  • Loan amounts up to 2 million*


  • Up to 60 - 70% LTV of the property value - case by case basis* 

  • Minimum loan amount 100K*

  • Loan amount up to 2 million*


  • Up to 60 - 70% LTV of the property value - case by case basis* 

  • Minimum loan amount 100K*

  • Loan amounts up to 2 million*


  • Initial Submission Form & Checklist (See ToolBox Below)

  • Complete 1003 (Submit in MISMO 3.4 Format)

  • Credit report within 60 Days of submission (All Pages)

  • Copy of Valid Drivers License

  • Copy of Social Security Card or ITIN CARD

  • Copy of most recent 30-day pay stubs

  • 2 Year's most recent W2s / 1099

  • 2 Years' most recent complete tax returns

  • Pension Award Letter (If Retired)

  • Social Security Award Letter (If Retired)

  • Copy of divorce decree & most recent 12 months canceled child support checks or bank statements  (If using child support income)

  • Fully executed purchase agreement (If Applicable)

  • Copy of subject property insurance

  • Copy of most recent mortgage statement                  

  • Statement of Information (See ToolBox Below)

TOOLBOX (Downloadable PDF Forms Below)



New Files (Purchase): 1-2 Business Days

New Files (Refi): 1-2 Business Days

Conditions: 1-2 Business Days

Clear To Close

CTC CD Issuance: 1 - 2 Business Day

Loan Docs
Schedule at least 3 business days out from the signed CD

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